CU Board Pack — Fri, Sep 19, 2025

Data center expansion pressures infrastructure. US DOE and FERC initiatives highlight urgency to modernize power and load forecasting to support data center growth, critical for AI workloads impacting credit union digital services.

FinTech sector gains momentum. FinTech IPO Index rose 3.6% this week after Fed rate cuts, signaling increased lending activity and potential opportunities for credit unions to partner or innovate.

Regulatory scrutiny intensifies. FTC’s lawsuit against Ticketmaster underscores growing enforcement on consumer protection, reminding CUs to stay vigilant on compliance and transparency.

AI innovation faces regulatory shifts. The SANDBOX Act aims to accelerate AI development by easing regulatory burdens, presenting both opportunities and risks for credit unions adopting AI-driven solutions.

Cooling and power solutions evolve. New high-capacity chillers and grid-to-chip power advances address data center energy demands, relevant for CUs investing in digital infrastructure resilience.

82% CAGR in neocloud revenues. The neocloud segment has seen an 82% compound annual growth rate over five years, indicating rapid digital infrastructure expansion Source.

3.6% surge in FinTech IPO Index. Following recent Fed rate cuts, lending platforms boosted the index by 3.6%, signaling increased capital flow into financial innovation Source.

$1 billion annual headwind for FedEx. Due to the end of the de minimis exemption, FedEx expects $1B in added costs, reflecting broader trade and tariff impacts on financial operations Source.

$1.2 billion financing secured. Rowan Digital Infrastructure’s funding will accelerate data center build-out in Maryland, highlighting capital intensity in digital infrastructure Source.

35 million raised for AI tax compliance. Numeral’s Series B funding underscores AI’s growing role in automating complex financial compliance tasks Source.

Embedded finance now essential for 90% of SMBs. Small business members increasingly expect integrated financial services, pushing credit unions to embed finance into digital offerings Source.

AI-powered contact center enhancements. Google’s integration of advanced AI features into Chrome hints at broader adoption of agentic AI capabilities to improve member interaction efficiency and personalization Source.

Member data security remains critical. Recent AI-targeted attacks such as ShadowLeak stealing Gmail secrets highlight the need for robust fraud controls and member education on digital risks Source.

Keppel partners with Dell on data center connectivity. This alliance may influence vendor selection for credit unions seeking scalable, reliable infrastructure Source.

Numeral raises $35M for AI-driven sales tax compliance. FinTech vendor innovation accelerates automation in regulatory processes, a potential partner for credit unions Source.

Rowan Digital Infrastructure secures $1.2B funding. Vendor capacity for data center build-out grows, signaling expanding options for credit union cloud infrastructure providers Source.

Deutsche Telekom and Iridium collaborate on NTN deal. Satellite connectivity advances could enhance remote member access and resilience Source.

New TurboChill DCS chiller launched for data centers. Improved cooling tech supports higher ambient temps, critical for credit union data center uptime Source.

Scaling to 1MW racks for AI data centers. Grid-to-chip power solutions address AI infrastructure energy demands, relevant for CU digital transformation Source.

Keppel and Dell data center agreement. Strategic partnerships enhance connectivity and infrastructure reliability for mission-critical systems Source.

FERC urges refined load forecasting. Utilities must adapt to unique data center power profiles, impacting credit union infrastructure planning Source.

FTC sues Ticketmaster for illegal ticketing practices. Highlights increasing regulatory enforcement on consumer protection, a cautionary tale for credit union compliance teams Source.

ShadowLeak attack targets ChatGPT research agents. Sophisticated AI prompt injections threaten member data security; vigilance required Source.

Ascension breach reveals weak password risks. Kerberoasting techniques exploited Active Directory flaws, underscoring need for robust identity controls Source.

Holiday fraud risks escalate. Retailers face surge in fraud during peak season, advising credit unions to strengthen fraud detection without degrading member experience Source.

Test AI-powered tax compliance automation. Pilot Numeral’s platform to reduce manual sales tax errors and improve reporting efficiency.

Implement agentic AI in member support. Trial Google’s AI-enhanced browser features within credit union contact centers to boost personalization and reduce resolution times.

Deploy enhanced fraud detection models. Use AI-driven anomaly detection during holiday season to balance fraud prevention with frictionless member experience.

Explore embedded finance offerings. Partner with fintechs to pilot embedded lending and payment solutions tailored for SMB members.

Evaluate power and cooling upgrades. Pilot advanced cooling tech like TurboChill DCS in data centers to improve sustainability and uptime.

Numeral. AI-driven sales tax compliance platform disrupting financial operations.

Rowan Digital Infrastructure. Expanding data center footprint with significant financing.

Keppel and Dell partnership. Enhancing data center connectivity and infrastructure.

Google AI in Chrome. Agentic AI features shaping digital member engagement.

ShadowLeak attack. Emerging AI-targeted cybersecurity threat.

SANDBOX Act (S.2750). Potential regulatory shift accelerating AI innovation.

Embedded finance platforms. Growing criticality for SMB member services.

FERC and DOE initiatives. Infrastructure modernization impacting data center power management.

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